Ralph Ponce

Area Manager

NMLS #270161

Direct: 760-437-4001

Cell: 760.791.3466

Branch: 214.340.5225

Other: 760-791-3466

ralph.ponce@supremelending.com

Ralph Ponce III has spent over 20 years in the mortgage business, continually driven by this guiding principle: doing business the right way, with the right people.

 

As a husband to his loving wife and the father to four children, Ralph understands the importance of home ownership and the significance it has for families. It brings him great pride to be a part of someone’s biggest milestone and biggest investment, improving their quality of life and creating a lasting legacy for themselves and their family through the purchase of a home. He stands ready to help the residents of Imperial Valley, Riverside County and San Bernardino County achieve the American Dream.

 

His decades of expertise in loan originating, processing, underwriting, marketing and real estate positions him as an engaging and trustworthy guide for clients as they navigate the homebuying process, creating lasting relationships with satisfied clients who have achieved their financial goals. Ralph’s dedication, integrity and mastery of the lending process have empowered hundreds of clients to purchase millions of dollars in real estate.

 

Outside of the office, Ralph also continues to invest in his community, supporting Amigos de Alejandro, an organization supporting children and teens fighting cancer, as well as initiatives working to feed the hungry. He enjoys spending time with his family, listening to and creating motivational content, vacationing, boating and fishing, attending boxing events, listening to music, playing poker and shopping. He has also opened a small boutique record label, Winner Circle Records, signing his first artist and distributing an album with millions of plays.



Results received from calculators below are designed for comparative purposes only, and accuracy is not guaranteed. Supreme Lending is not responsible for any errors, omissions, or misrepresentations.

WHAT WE'VE DONE FOR OUR CUSTOMERS

97

Percent

Customer Satisfaction Score

21.5%

Days

Application to Funding

 

Data is based on company-wide performance as of 01.01.2025.

99

Percent

Close on Time/Fund on Time

El Centro CA Mortgage Lender | Ralph Ponce

UNDERSTANDING THE LOAN PROCESS

We believe that the customer comes first. Hear that phrase often? At Supreme Lending, we prove that it’s not just a catch phrase. Experience what it’s like to be our priority when you work with loan officers that stay in touch throughout the process and get you and your family in your new home quickly and conveniently.

Owning vs. Renting